Your Private AI CFO

The AI financial assistant that manages your money — but never touches it without permission.

Monyra reads your documents, plans your debt payoff, tracks your bills, and advises on every financial decision. Every recommendation requires your explicit approval. Full control. Full transparency.

Money is stressful. Most apps don't help.

Mint is dead. YNAB has no AI. Credit Karma doesn't budget. Rocket Money pushes aggressive upsells. You juggle 5 apps and still don't have a plan. Monyra brings everything together — with an AI CFO that actually understands your full financial picture.

Create your account

Start managing your finances with AI.

or

Free plan available forever. No credit card required.

Everything you need in one place

Six powerful modules. One unified platform.

AI Chief Financial Officer

Ask any financial question. Your AI CFO analyzes your real data and advises - but never acts without your approval.

Document Intelligence

Upload paystubs, IRS letters, collection notices. AI extracts key numbers, explains in plain English, recommends actions.

Debt Strategy Engine

Avalanche, snowball, settlement, priority - dynamically computed from your debts. See your debt-free date.

Credit Improvement

Track your score, monitor utilization, flag negative items. Know exactly what's helping or hurting.

Payment Planner

Auto-generated from your bills and budget. See exactly what to pay from each paycheck.

Audit Timeline

Every action, edit, and AI recommendation logged chronographically. Full transparency and accountability.

Why Monyra is different

No other finance app does all of this.

Human-in-the-loop: AI recommends, you approve. Nothing changes without your say-so.

Document intelligence: No other app reads your financial documents and explains them.

All-in-one: Bills, debt, credit, savings, AI advisor, payment planner in one place.

Audit trail: Every change tracked. Trust and transparency built in.

Simple, transparent pricing

Start free. Upgrade when you're ready.

Free
$0forever
  • Dashboard & net worth tracking
  • Bill management
  • Basic debt overview
  • 3 document uploads/mo
ProMost Popular
$19/mo
  • Everything in Free
  • Unlimited AI CFO chat
  • Unlimited document analysis
  • Credit tracking & alerts
  • Payment planner
  • PDF reports
  • Debt strategy engine
Premium
$39/mo
  • Everything in Pro
  • Unlimited AI CFO
  • Priority recommendations
  • Family sharing (up to 5)
  • Advanced analytics
  • Priority support
Your data stays yours

Human-in-the-loop protection means no AI ever moves your money. Every recommendation requires your explicit approval. Full audit trail on every action.

Ready to take control?

Join Monyra today. Your AI CFO is waiting.

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